VISA CARD PROGRAM

Agio Visa Cards

Fund with stablecoins. Spend anywhere Visa is accepted. No off-ramp required.

Global Reach

Powered by the Visa network.

0
Balance, All Cards
0+
Countries
0%
Foreign Transaction Fees
0%
Collateralized

Stablecoin-funded cards with the controls your treasury needs

Crypto-Funded

Deposit USDC or other stablecoins to fund your card. No bank transfers, no delays.

Global Acceptance

Use online and in-store at any Visa merchant worldwide, in any local currency.

Additional Cards

Issue extra cards from one account. Each gets its own balance and spend rules.

Granular Controls

Set daily and monthly limits, restrict merchants, freeze or unfreeze cards instantly.

Spend Your Way

One balance. Three ways to spend.

Apple Pay

Tap to pay with iPhone, Apple Watch, or Mac.

Google Pay

Contactless on Android, Chrome, and Google services.

Visa Contactless

Tap at any Visa contactless terminal worldwide.

Choose Your Card

Virtual for speed. Physical for everything else. Both from one balance.

Virtual Card

Issued instantly. Ready in seconds.

Instant issuance

Live in your wallet seconds after deposit

Instant freeze & unfreeze

Lock or unlock any card from your dashboard

Online & in-app

Anywhere Visa is accepted online

Additional cards

Issue extra cards with independent spend controls

Virtual

Last 4 Digits

•• 4291

JOHN DOE

VisaInfinite

How It Works

Step 1

Get Your Card

Sign up on Agio Go and your virtual card is issued instantly. No credit checks, no paperwork.

Instant virtual card issuance
Physical card available on request
Per-card spend controls

Step 2

Fund with Stablecoins

Deposit USDC or other stablecoins. Your balance updates instantly and sets your spending limit.

USDC and other stablecoins
Instant balance reflection
1:1 USD collateralization
Visa

Step 3

Spend Anywhere

Any Visa merchant worldwide. Tap to pay with Apple Pay or Google Pay.

In-store, online, and in-app
Real-time transaction alerts
Settle from your stablecoin balance

Visa Network

Principal membership

Audited Reserves

Independently verified

Licensed & Regulated

Bahamas jurisdiction

Real-Time Monitoring

24/7 transaction oversight

Traditional Cards vs Agio Cards

Same Visa network. Different funding model.

Traditional Corporate Cards

Slow Onboarding

Paperwork, credit checks, and bank approvals before you get a card.

Hidden Fees

FX markups, annual fees, and hidden charges erode spending power.

Rigid Controls

Limited spend rules. Changes require calling the bank.

Agio Visa Cards

Minutes, Not Weeks

Fund your account and get a card. No credit checks, no paperwork, no waiting.

Transparent Pricing

No annual fees, no FX markups, no hidden charges. What you see is what you spend.

Self-Service Dashboard

Adjust limits, freeze cards, restrict merchants. No phone calls, no support tickets.

Transparent Pricing

No hidden fees. Compare costs across card types.

Fee
Virtual
Physical
Card Issuance
Card issuance
Free
$10.00
Spending
Domestic purchases
Free
Free
International transactions
Free
Free
Foreign exchange markup
2%
2%
ATM Access
Withdrawal
2% (min $2.00)
Digital Wallets
Apple Pay / Google Pay
Settlement
USDC settlement
Free
Free
Dispute processing
$30/case
$30/case
Funding
Card load (crypto)
1.0% - 3.0%
1.0% - 3.0%

All fees in USD. Card load fees range from 0% – 3% depending on account type. This fee schedule is subject to change. Settlement is daily via stablecoin.

quote
"We moved our corporate spend to Agio cards and cut our FX costs to zero. The real-time controls are what we couldn't get from our bank."
Head of Treasury

Frequently Asked Questions

Deposit USDC or other supported stablecoins from your Agio wallet. Your balance updates in real time.

Any currency, anywhere Visa is accepted. Transactions settle from your stablecoin balance.

Yes. Issue additional cards from your account, each with its own limits and controls.

Daily and monthly limits, merchant restrictions, instant freeze, and full transaction monitoring.

Yes. Add your Agio Visa card to Apple Pay or Google Pay for contactless payments in-store, online, and in-app.

Agio cards are currently USD-denominated. Since the Bahamian Dollar is pegged 1:1 to USD, transactions in the Bahamas settle at par with no FX conversion fee.

The Central Bank of The Bahamas maintains exchange controls on BSD, including:
• Restrictions on taking more than B$200 out of the country
• Central Bank approval required for foreign currency accounts exceeding $100,000

A BSD-denominated card program is under consideration to better serve Bahamian residents and businesses operating under these local exchange control requirements.

Get Your Card

Set up your Agio Visa card and start spending in minutes.